How it works?

There is always a way to get money quick

You are just a few clicks away from solving your problem!

Here is how you do it

1. Check what your rate is

It won’t take too much time to provide us with your information, thus you it is best that you check you rate without affecting your credit score.

2. We will have a look at in

As soon as you submit in your rate a staff member from our company will contact you. It will take maximum one business day for us to get back to youYou receive you money!

Once everything is finalized, you fit our criteria, and all your documents have been received we will be depositing you loan amount to your account. We will make the process as rapid and easy as possible which will eliminate the downtime for stress.

You need to know of Co-borrower !

What is a Co-borrower

A co-borrower is someone who will be co-signing your loan document pledging that they will be paying off your loan, if you are not able to do so. The income and credit history of the co-borrower will be needed in order to help you qualify for the loan. This will act as a solidifier of our trust in you.

Is a Co-borrower really needed?

If you happen to have a good credit profile then you might not need one. However, if you are still working towards a better credit record then you will need someone to support you with the loan.

How to find a Co-borrower?

You will usually find a co-borrower in your family or close friends who will be co-signing the loan document with you. There is incredible risk involved in this so you will have to search far and wide before you settle on someone.

Qualities of a good co-borrower

  • Reliable
  • Good credit history
  • Close friend or family
  • Stable income

You can easily get by immediately when you have a co-borrower

There is a high chance of your application being approved when you have co-borrower with you. Almost all of applications get approved when applicants have co-borrower with you.

PayDay is the right choice for you if:

you are 18 or older

The minimun age to use our service is 18.

you are a us Resident

Must be a current resident of the United Kingdom.

you have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.

you are honest and trustworthy

You deffinitely have to be a nice person 🙂

you have a valid Address

Must be a current resident of the United Kingdom.

you have a regular income

You must have an income every month whether it be benefits or a job.